jueves, 25 de febrero de 2010

Health Insurance Costs

Written a year ago, this blog post is still relevant. For more posts on healthcare reform, click on in index to the right.

Health care costs are up at least 5% from last year. Health insurance is up from 6% to 40% or more! This means that health insurance company profits are up. Check the earnings. Their profit is up even with decreased net income and higher medical costs. Almost 100 million people are paying off medical debt while insurers rake in piles of profit.

Hopefully President Obama will allow exemptions from medical debt, and allow capped prices on insurance premiums without regard to pre-existing conditions. Health insurance companies should discontinue lifetime limits on health coverage. At an $100,000 lifetime coverage limit, one or two major surgeries or a chronic disease with complications your coverage could evaporate in a year or two or less.

More consumer protection is needed. Protection with lifelong health membership would be optimal. The national health plan, National Health Insurance Exchange, will likely make this a reality giving all the privilege of being insured as securely as our President and Congress.
With a premium of $1000 month, your payment for one year is $12,000. This should be enough to guarantee lifetime coverage. After all, your insurance premiums are giving insurance companies lifetime profits.

by J. lL. Richardson, MD, family medicine doctor and author of Patient Handbook to Medical Care: Your Personal Health Guide.

http://www.mypatienthandbook.com/
www.twitter.com/MD4U

miércoles, 24 de febrero de 2010

Medical TV: Where is the Health News Channel?

This was written three years ago, but is still relevant.

Medical information on TV is limited and stagnating. Sixty seconds on the news. Two minutes on the talk show after commercials on prescription medication. Outdated show on this channel, and outdated repeat on that channel in between the new show. Watch some on this channel then click and click to different channels to connect your medical news for today.

Remember the crawler at the bottom of the screen. Oh, you missed that there was a bird flu outbreak in Pakistan today, and that HPV vaccines will be required for teen women and men. These are the ways we learn about some of the most important news we should know. It concerns our health and public safety.

If only we had a dedicated medical TV CNN (instead of just Dr. Sanjay Gupta’s excellent show on early weekend mornings, or his occasional special). You know, like the sports channels by sport, the cartoon channels by age (and now one for the boomers!), the movie channels, government channels, and on and on. Where is the “MTV” of medical channels? Discovery Health has been carrying the TV health media for years. There should be more!

The TV box is probably the most used medium by which folks get their news and information. It is certainly a way to get information to people. The most used information source is one of the least used by the cutting edge medical field. This was noted in my research paper, “Building an American Health System”, in 2002. This is 2007, and it’s pretty much the same, maybe even less.

A medical TV channel (actually several would be optimal) would be great! A daily health news show would be a great start towards 24-7 medical TV. Envision yourself clicking to the heart channel, or to programs with content about specific diseases. You could learn more about that high blood pressure you are trying to control, and how you can monitor it at home. Topics on maintaining good health, and prevention of disease would be a click away. And if you missed a show, it would be shown again and again.

Health and medical coverage on TV is surely lacking in this consumer driven health conscious society. We can watch as much sports, cartoons, movies, news as we want, but we still have to piece together our medical news and supplement it with the written word, or health care providers’ spoken word. And radio.

Great health is true wealth. Medical TV would make us even richer.


by J.L. Richardson, MD, family medicine physician, patient advocate and caregiver, and author of Patient Handbook to Medical Care: Your Personal Health Guide,


http://www.mypatienthandbook.com/

www.twitter.com/MD4U

martes, 23 de febrero de 2010

Doctor Search On Internet

Have you looked your doctors up on the Internet? When you do, you may find incomplete inconsistencies. Many web sites had no listing for several doctors I was looking up. So I looked at some others.

I went to the state medical board pages. I found that some doctors listed on the other web pages were not listed on the state board pages. Another doctor is listed with an active and an inactive license (several are listed like this). This doctor’s medical education and training have been done overseas. Some doctors have no residency training listed. This doctor has been in practice for 45 years, and is licensed in two countries and two other states. The doctor’s address is listed as a PO Box.

The type of information listed was different amongst the states. For instance, one state listed one line of information – license number, status of license, present location, disciplinary action (yes or no, not what), date of issue and expiration. Another state gives this plus the doctor’s education and training information, details of disciplinary legal action, other states/ countries where licensed, and board certification status. There were inactive licenses that were listed as active in another state’s information.

These incomplete inconsistencies are rather consistent. Do you know about your doctor’s background? Is your doctor properly trained and licensed? Which information is correct?

The American Medical Association (AMA) has a page with links to the state boards for licensing. Check your doctor at  http://www.ama-assn.org/ama/pub/category/2645.html. Compare it to the information at “doctor finder” sites. Incomplete inconsistency.

J.L. Richardson, MD is a family medicine doctor and author of "Patient Handbook to Medical Care: Your Personal Health Guide".

http://www.mypatienthandbook.com/
www.twitter.com/MD4U

lunes, 22 de febrero de 2010

Heart Screening Checklist

Check your heart list:
___Heart and vascular exam by health care provider
___Blood pressure, pulse, weight, height
___EKG

For further evaluation, especially if symptoms are present, and/ or if there is a strong family history of heart and vascular disease see a cardiologist.

Tests may include:
___Doppler echocardiogram (checks heart valves, size, etc.)
___Stress test - nuclear, doppler or exercise (heart function)
___Heart MRI scan (artery disease)
___Interventional studies like cardiac catherization, angiogram (checks artery blockage, valve function)

Heart health habits:
  1. Maintain a healthy weight.
  2. Eat healthy small portions.
  3. Exercise regularly - every little bit counts! Just do it regularly.
  4. Keep blood pressure under control.
  5. Keep stress level low.
  6. Get adequate sleep.
  7. Take an aspirin a day if in a high risk group. Check with your health care provider.
  8. Love, laugh, and let go!

Have a happy, healthy heart!

J.L. Richardson, MD, family medicine, is the author of the award winning Patient Handbook to Medical Care: Your Personal Health Guide.

www.mypatienthandbook.com

www.twitter.com/MD4U

www.twitter.com/drjfpmd